C - Buyers Guide

When you hire The Niel Group to assist you with the purchase of real estate, our goal is to find the right property, at the best price, in the right time, with the least amount of problems. The real estate buying process is exciting and fun, but it can be complicated and will likely result in one of the largest purchases you will make in your lifetime. We have assembled the following list to help ensure you have a positive experience.

Mortgage Approval
One of your first tasks will be to get pre-qualified through a mortgage broker. A reputable mortgage broker will be able to ascertain the amount of money a bank or investor will allow you to borrow for your real estate purchase. They will also be able to furnish you with a pre-approval letter, which is important to have on file when making an offer to purchase as it will show the sellers that you are a sound candidate for acquiring their property.

Serious consideration must be given to the location of your home or property as real estate values, services, taxes, schools, and lifestyles vary across different areas. Through our intimate knowledge of Baldwin and Escambia counties, we can help you determine which locations may be best suited for you.

Type of Property
There are several property types to consider including single family homes, condominiums, townhouses, multifamily homes, and vacant land. Understanding the advantages and disadvantages of each type of property is important so that you can be sure to find the one that will best suit your desired lifestyle. Click Property Types for a detailed summary of each property type.

Property Inspection
No matter the age of a property, a professional inspection is of utmost importance as it will provide you with a report of the property’s current condition. This information can assist you when negotiating for the purchase of real estate, can help you budget for future repairs, and will give you a great understanding of the upkeep required for your new property.

Ask Questions
Gathering as much information as possible about a potential real estate purchase is extremely important, so be sure to ask questions. You should always consider asking the age of home systems, why the seller is selling, and what local area services are offered. Click Questions to Ask when Buying a Home for a more thorough list of questions.

Ready to find the perfect property? Click Search Now to view all active listings in Baldwin and Escambia Counties.